… variety of new models for crop insurance as well a number of ways to make the agricultural sector more resilient to the effects of climate change. Santam executives had the challenge … variety of new models for crop insurance as well a number of ways to make the agricultural sector more resilient to the effects of climate change. Santam executives had the challenge … variety of new models for crop insurance as well a number of ways to make the agricultural sector more resilient to the effects of climate change. Santam executives had the challenge …