Chris Kramer is a senior consultant with the Energy Futures Group. He provides consulting services to government agencies, utilities, and consumer and environmental groups on the development of cutting-edge policies and programs to advance investment in energy efficiency. He has served as a consultant on financing matters to Lawrence Berkeley National Laboratory since 2013. Chris has led or contributed to several studies and papers on energy efficiency financing topics, including approaches to secondary markets, financing and regulatory issues, taxpayer-funded financing programs, on-bill repayment, and best practices in financing program design. Prior to joining EFG, Chris helped launch an energy efficiency lending program at the Low Income Investment Fund and served as a financing expert on NYSERDA’s Green Jobs Green New York Advisory Council. Chris has an MBA and JD from Stanford University and a BA in Political Science from the University of Michigan.